3pat Terms and Conditions — Platform Rules & User Agreement

1 Introduction

These Terms and Conditions ("Terms") set out the rules governing your use of the 3pat platform, which includes the website at 3pat.pro, the mobile app, and all associated services including sports betting, Live Casino, slots and other games in the Game Lobby.

By registering an account on 3pat, you confirm that you have read, understood and agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you should not register or use the platform.

3pat reserves the right to update or amend these Terms at any time. Continued use of the platform following any update constitutes acceptance of the revised Terms. You will be notified of material changes via your registered email or via an in-app notification.

2 Eligibility & Registration

To register and use the 3pat platform, you must meet all of the following requirements:

• You must be at least 18 years of age at the time of registration. 3pat is strictly an adult platform. Underage use is prohibited.
• You must be registering as an individual, not as an agent or on behalf of a third party.
• You must provide accurate, complete and up-to-date information during registration. False registration details may result in account closure and forfeiture of balances.
• You must not already hold another active account on the 3pat platform. Only one account per person is permitted.
• You must not be a current or former employee of 3pat or a related entity, or a close family member of one.

3pat reserves the right to request identity verification documents at any point. This may include a national identity card, passport, proof of address or payment method verification. Accounts where verification cannot be completed may be restricted from withdrawals until the process is resolved.

3 Your Account

You are responsible for all activity that occurs under your 3pat account. This responsibility includes:

• Keeping your username and password confidential and not sharing them with anyone.
• Ensuring no other person has access to your account or your registered payment methods.
• Notifying 3pat support immediately if you suspect unauthorised access to your account.
• Keeping your contact information, including your email address and phone number, current and accurate.

3pat will never contact you asking for your full password. Any communication claiming to be from 3pat support that requests your password should be treated as fraudulent and reported immediately.

Accounts found to be shared between multiple users, or accounts operated by automated bots or scripts, will be suspended without notice. Any balances in such accounts may be forfeited following investigation.

You may close your account at any time by contacting support. Before closing, any valid balance remaining will be processed for withdrawal to your registered payment method subject to standard withdrawal verification requirements.

4 Deposits & Payments

All deposits on the 3pat platform are processed in Pakistani Rupees (PKR). The supported deposit methods are:

• JazzCash — mobile wallet deposit
• Easypaisa — mobile wallet deposit
• Raast — instant inter-bank transfer
• Bank Transfer — direct transfer from any Pakistani bank account
• Debit and Credit Cards — as supported and available

Deposits must be made from payment accounts or cards registered in your own name. Third-party deposits are not accepted. If a deposit is received from a payment method not matching the registered account holder's name, 3pat may hold the funds pending verification and return them to source.

Minimum deposit amounts are displayed at the point of deposit within your account. Deposits that do not meet the stated minimum for a particular method may not be credited to your account balance.

5 Withdrawals

Withdrawal requests may only be submitted for real balance — this means funds deposited by you or bonus balance that has been fully cleared through the applicable wagering requirement. Pending bonus balance cannot be withdrawn.

Withdrawals will be processed back to the same payment method used for the most recent qualifying deposit where possible. 3pat may request additional verification before processing a withdrawal, particularly for first-time withdrawals or amounts above standard thresholds.

Standard withdrawal processing times vary by method:

• JazzCash / Easypaisa: typically processed faster than bank-based methods
• Raast: processed subject to standard settlement times
• Bank Transfer: may take additional business days depending on the receiving bank

3pat reserves the right to conduct additional verification checks on withdrawal requests where there is a reasonable basis to do so. This is a standard fraud prevention measure and is not intended to cause unreasonable delay for legitimate players.

6 Bonus & Promotions

3pat offers various promotions including welcome deposit bonuses, weekly reload offers, PSL odds boosts, free spins, accumulator boosts and the VIP cashback programme. Each promotion carries its own specific terms which are displayed on the Promotions page and at the point of opt-in. The general rules applying to all promotions are:

• Bonuses must be opted into before making the qualifying deposit. Retroactive bonus activation is not available.
• Only one bonus can be active on your account at a time unless otherwise specified.
• Wagering requirements must be met using the bonus balance on eligible games or sports markets as specified per offer.
• Bonuses have an expiry window — stated per offer — within which the wagering requirement must be completed. Expired bonus balance is removed automatically.
• 3pat reserves the right to withdraw or modify any promotion at any time. Players who have already opted in and met qualifying criteria at the time of modification will have their existing claim honoured.
• Any attempt to abuse, exploit or game the bonus system — including but not limited to matched betting, arbitrage wagering or collusion — will result in bonus forfeiture and may result in account suspension.

VIP cashback is the one exception to the wagering requirement rule — it is credited as real balance with no further wagering needed. All other bonus types carry wagering requirements unless explicitly stated otherwise in the offer terms.

7 Sports Betting Rules

The following general rules apply to all sports bets placed on 3pat. Sport-specific rules supplement these general rules where applicable.

• Bets are final once confirmed by the system. Confirmation is indicated by a bet reference number in your bet history.
• Odds displayed at time of bet confirmation are the odds that apply to that bet. Live in-play odds may be suspended and refreshed at any time during a match.
• 3pat reserves the right to void a bet if it is placed on odds that were clearly erroneous — for example, due to a technical pricing error.
• Accumulator bets require all selections to win. One void selection in an accumulator causes that leg to be removed and the accumulator to settle at the revised odds of the remaining legs.
• If a match is abandoned before it reaches the point required for an official result, bets will be voided and stakes returned.
• For cricket, the Duckworth-Lewis-Stern (DLS) method is recognised — a DLS result stands as a legitimate result for match winner markets. A match abandoned without a DLS result will have bets voided.
• Maximum bet limits apply per market. These are displayed on the bet slip. High-value single bets may require additional processing time.

8 Casino & Game Rules

All casino and slot games on 3pat are provided by third-party software providers and use certified Random Number Generator (RNG) systems for non-live games. Live Casino games are conducted with human dealers in real time via video stream. The following rules apply:

• Game rules for each title are available within the game interface. Players are encouraged to read them before playing.
• Malfunction of any game software voids all affected plays and any associated winnings. Stakes will be returned in the event of a confirmed technical malfunction.
• 3pat does not manipulate game outcomes. RNG certification ensures each game result is independently random and uninfluenced by bet size or account history.
• Maximum win limits per spin or per game round are set by the software provider and may apply. These are stated in the game rules where applicable.
• In the event of a disconnection during a live casino round, the round outcome will be determined by the dealer in accordance with standard table rules. Reconnecting will allow you to view the result.

9 Prohibited Conduct

The following activities are strictly prohibited on the 3pat platform. Engaging in any of these may result in immediate account suspension and forfeiture of balances:

• Registering more than one account, or using another person's identity to register.
• Using automated software, bots or scripts to interact with the platform in any way.
• Exploiting software bugs, pricing errors or technical faults for financial gain. Such gains will be reversed if identified.
• Colluding with other players to manipulate game or bet outcomes.
• Using the platform in connection with any criminal activity, including money laundering.
• Attempting to reverse engineer or copy any part of the 3pat platform.
• Providing false or misleading information at registration or during identity verification.

10 Account Suspension & Closure

3pat reserves the right to suspend, restrict or close any account where there is reasonable cause to do so. Causes may include but are not limited to: suspected fraud, identity verification failure, breach of these Terms, or at the player's own request.

When an account is suspended for investigation, the balance is held pending the outcome. If investigation finds no breach, the account and balance are reinstated. If a material breach is confirmed, balances may be partially or wholly forfeited depending on the nature of the breach.

Players who wish to close their account voluntarily — for any reason including responsible gaming — can do so via account settings or by contacting support. All remaining real balance will be processed for withdrawal following standard verification.

11 Privacy & Data

3pat collects and processes personal data as set out in the Privacy Policy, available at /privacy-policy. By registering on the platform you consent to the collection and use of your data as described in that document.

Personal data is used to operate your account, process payments, verify identity, provide customer support and send communications about your account activity. Marketing communications can be opted out of at any time via your notification settings.

3pat applies standard industry security measures to protect account and payment data. No system can guarantee absolute security, and players should also take reasonable steps to protect their own credentials and devices.

12 Responsible Gaming

3pat is committed to supporting responsible gaming practices. The platform is for adult entertainment only. The following tools are available to all registered players:

• Deposit Limits: Set daily, weekly or monthly deposit caps from account settings.
• Session Reminders: Configure alerts for time spent in a session.
• Cooling-Off Period: Temporarily lock access to your account for 24 hours, one week or one month.
• Self-Exclusion: Permanently or indefinitely exclude yourself from the platform.

3pat does not endorse gambling as a source of income or as a way to resolve financial problems. If you feel your gaming habits are becoming a concern, use the tools above or visit the Responsible Gaming page for further guidance. All responsible gaming tools take effect immediately when activated.

13 Changes to These Terms

3pat may update these Terms at any time. Updates will be published on this page with a revised effective date shown at the top. For significant changes that materially affect player rights or obligations, notice will be given via email to your registered address or via an in-app notification.

Continued use of the 3pat platform after the effective date of any updated Terms constitutes your acceptance of the revised version. If you do not agree with any change, you should close your account before the revised Terms take effect.

14 Contact

If you have questions about these Terms, your account, a payment, a bet or any aspect of the 3pat platform, the support team is available 24/7 via live chat in the app and on the website.

For written enquiries the support email is [email protected] — this is for informational purposes and is not a clickable link.

When contacting support, please include your registered username and a description of your query to help the team resolve it efficiently. Do not include your full password in any communication — the team will never ask for it.